Home Loans - Mortgage Brokers based in Box Hill

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you

5.0

from 117 Reviews

Whether it's your First Home, Next Home or Dream Home, we're on your side

When it comes to getting a Home Loan, having a number of lending options is critical to making the best choice. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies. We support our clients throughout the buying process including doing the legwork for you right through to settlement. We'll make sure you always get the best possible interest rate on your Home Loan and can even compare cash-back offers for you.

When looking at different Home Loan Options, it's important to understand some of the key loan attributes:

Principal and Interest: This is the most common type of Home Loan. With a principal and interest Home Loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest.
Interest Only: With an interest-only Home Loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on.
Variable Rate: On the other hand, a variable rate Home Loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary.
Fixed Rate: A fixed-rate Home Loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to get a Home Loan, we have the expertise and experience to guide you through the process of finding the right Home Loan for your needs.

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Our Recent Reviews

We are extremely satisfied with Leon’s service as our mortgage broker. He was always patient, knowledgeable, and quick to respond to all our questions. His guidance made the entire loan process smooth and stress-free. We truly appreciate his dedication and would not hesitate to recommend him to our friends and family.

YORU Chen

Leon is professional and attentive. From the very beginning, he patiently understood my needs and provided multiple suitable options for comparison, allowing me to clearly follow every step of the process. Whenever an issue arose, he responded promptly with effective solutions, saving me a great deal of time and effort. The entire process was transparent and efficient, making it completely stress-free. I truly appreciate Leon’s dedication and hard work in helping me successfully secure my loan, and I sincerely recommend him to anyone in need of professional service.

Hank Tseng

I’m extremely grateful to Leon, my mortgage broker! He was patient, attentive, and highly professional throughout the entire process. Leon explained everything clearly, answered all my questions in detail, and provided the most suitable options for my situation. Thanks to his expertise and dedication, I was able to secure the perfect loan smoothly.

W Z

Leon provided exceptional service throughout my complex refinancing process. What impressed me most was his proactive approach to problem-solving - whenever challenges arose, he quickly presented thoughtful solutions rather than just highlighting problems. When presenting options, he consistently provided multiple well-considered alternatives and was willing to explore complex scenarios with detailed analysis when I had intricate questions. Leon's expertise in navigating multiple loan structures and his knowledge of the lending landscape made all the difference. He structured a refinance that provided additional equity access for future investments whilst extending my interest-only terms and restructuring my loans effectively. Would highly recommend him to anyone looking for a mortgage broker who truly understands investment property financing and takes the time to properly analyse different scenarios. I will definitely continue working with Leon in the future as he is a incredibly talented investment mortgage broker.

Jacky Yang

Leon has been very helpful throughout the home loan process

查理

Michelle from Evershine has been incredibly helpful throughout my loan journey. She clearly explained the basics and guided me in finding the best product to suit my needs. I highly recommend her services! Send them an email or give them a call — you won’t regret it.

flin z

Leon Fu is an exceptional broker! He's incredibly responsible and always available — 24/7 — to answer any questions I have. His dedication and professionalism have made every step of the process smooth and stress-free. I truly appreciate his support and highly recommend him to anyone looking for a reliable and responsive broker.

zhe zhao

Eric always comes highly recommended by friends and family. He really is a true professional at his job and makes the process easy to follow! Thank you and your team for all your help!

stwbry

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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Name

Phone Number

Email Address

Contact

Suite 5, 18-20 Prospect St, Box Hill VIC 3128

03 9890 0764

Yulania Pty Ltd is a Corporate Credit Representative (Credit Representative No. 545908) of Purple Circle Financial Services Pty Ltd (Australian Credit Licence No. 486112). Evershine Finance is a Corporate Credit Representative (Credit Representative No. 438238) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence No. 391237)

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.