We help you achieve your property and finance goals

Evershine Finance is a Finance and Mortgage Brokerage assisting Australians to secure a new loan or refinance their existing loan

5.0

from 103 Reviews

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Our Services

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find one for you

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Investment Loans

We have access to hundreds of Investment Loans, let us help you find the right one

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Refinancing

Chances are there are a range of better loans out there for you

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Business Loans

Time to grow your business? We can help with a Business Loan

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First Home Buyers

We'll help you understand the loan types, grants and incentives before purchasing

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Construction Loans

We'll help you fund your new build or renovation with a Construction Loan

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Commercial Loans

Whether it's to purchase a property, equipment or business, we're here to help

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Asset Finance

Need funds to buy equipment or a vehicle? We can help with Asset Finance

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Equipment Finance

Whether you're wanting a new vehicle, plant or machinery, we're on your side

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Our Latest Reviews

Eric and Theresa really help me. Thank you very much. If you have any question about loan, call them that's best way.

Y Z

Leon has been an incredible help with my home and investment loans, as well as multiple refinances over the years. He is highly professional, patient, and always takes the time to find the best loan options to suit my needs. His expertise and dedication make the entire process smooth and stress-free. I truly appreciate his guidance and would highly recommend him to anyone looking for a knowledgeable and reliable expert in the field. Thank you, Leon!

Grace Wan

Eric and Theresa were super helpful throughout the whole process! Couldn't recommend more highly.

Kenji

We had an amazing experience working with Michelle! She provided us with highly professional advice and helped us secure a bank pre-approval within an extremely tight timeframe, allowing us to successfully purchase our property. Not only did she secure a great interest rate for us, but her communication was also exceptional—she always responded promptly with detailed explanations, ensuring we had no concerns throughout the process. We truly trust and appreciate Michelle and look forward to working with her long-term. As first-time homebuyers, we were especially grateful for her comprehensive support beyond just the loan process. She guided us through every step, making our home-buying journey seamless while saving us both time and costs. Highly recommend Michelle to anyone looking for a knowledgeable and reliable mortgage broker!

Mengxi Cui

I can’t thank Michelle enough for her outstanding help in finding my new home! She made the entire process incredibly smooth and efficient, helping me secure the perfect place in a very short time. Her professionalism, market knowledge, and dedication were truly impressive. From understanding my needs to negotiating the best deal, she handled everything with expertise and care. If you’re looking for a reliable and skilled broker, I highly recommend Michelle!

Yousheng Chen (Arthur)

Eric and Theresa have been very helpful throughout the process. They always answered my questions in a timely manner and ensured that I was well informed through each step. A pleasant experience working with the team, definitely recommended!

David

This company is truly one of the most professional teams I have ever worked with. If you’re looking for a broker to help you navigate your finances, look no further. They are incredibly hardworking, always on top of every single detail, and willing to go above and beyond to ensure everything is sorted for you. They genuinely work day and night to get the job done. I faced a significant issue when ANZ Bank gave me an extremely hard time after I had already paid a $45,000 deposit on an investment property. They later informed me they couldn’t proceed because I had purchased too many properties in the same building. Frustrated, I called Michelle and explained the situation. She immediately reassured me, saying, “Don’t worry, I’ll sort it out for you.” True to her word, within just five days, Michelle secured full approval for my new investment property. She is one of the most honest and trustworthy people I’ve ever dealt with. You can openly share your circumstances with her, and she will always treat you with respect and work tirelessly to help you from start to finish. I’ve never been this happy with a financial service. I will always, always use this company for any of my financial needs.

Steven Rea

Leon is knowledgeable and professional when it comes to loan matters. He outlines each step of the finance process in detail and explains the reason behind it so you are aware of and comfortable with what is coming. Recommended and will be back.

Kris Peng

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Not sure if we can help?

Book a free appointment with our friendly team and we'll help you with next steps