We help you achieve your property and finance goals

Evershine Finance is a Finance and Mortgage Brokerage assisting Australians to secure a new loan or refinance their existing loan

5.0

from 125 Reviews

Choose from over 40 Lenders, all in one place

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Our Services

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find one for you

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Investment Loans

We have access to hundreds of Investment Loans, let us help you find the right one

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Refinancing

Chances are there are a range of better loans out there for you

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Business Loans

Time to grow your business? We can help with a Business Loan

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First Home Buyers

We'll help you understand the loan types, grants and incentives before purchasing

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Construction Loans

We'll help you fund your new build or renovation with a Construction Loan

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Commercial Loans

Whether it's to purchase a property, equipment or business, we're here to help

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Asset Finance

Need funds to buy equipment or a vehicle? We can help with Asset Finance

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Equipment Finance

Whether you're wanting a new vehicle, plant or machinery, we're on your side

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Our Latest Reviews

Leon - Best Mortgage broker, very professional, super helpful and quick responds . Thank you

Melody Chai

We have been working with Leon for a few occasions. He has been so responsive and responsible, we are always impressed with how patient and professional Leon is when he explains different situations clearly and thoroughly. We highly recommend Leon to anyone who needs a decent broker for the future.

Katrina DU

I couldn’t be happier with the service Leon provided. He was incredibly helpful, patient, and always quick to answer my questions. Leon really went above and beyond to make sure everything was handled efficiently. Highly recommend his services!

Sam Lin

Leon is great to work with, super proactive and able to explain everything very clearly. Highly recommend!

Lanlan L

We've worked with Michelle at Evershine Finance for about a decade across multiple property loans and refinancing needs. Even thought we're based in Sydney (I've been using Evershine Finance when I lived in Melbourne), we've continued using her Melbourne based services because of her exceptional communication and professionalism. Michelle consistently delivers outstanding support and makes the process seamless every time. I have recommended her services to multiple friends. Highly recommend!

Grace Dobbins

Michelle was extremely helpful. She guided me through the whole process from start to finish and kept me informed

Michael Kosasih

Eric was fantastic to work with from start to finish. What could have been a really stressful and daunting process ended up feeling smooth and stress-free thanks to his guidance and support. He was always professional, clear, and approachable, and we felt well taken care of the entire way. We’re so grateful for everything he’s done for us and would highly recommend him to anyone looking for a broker!

Vitra Sok-Ton

Michelle is an outstanding broker with exceptional knowledge and experience. She helped me secure loans for two properties. She made the process so much easier by breaking down step by step and always being there to answer my questions. I really appreciate her professionalism, efficiency and the peace of mind she gave me throughout the journey. I wouldn’t hesitate to recommend her to anyone looking for a broker they can truly rely on.

Jialin Yu

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Not sure if we can help?

Book a free appointment with our friendly team and we'll help you with next steps