First Home Buyers - Mortgage Brokers based in Box Hill

First Home Buyers

We'll help you into your First Home

5.0

from 117 Reviews

We'll help you understand the loan types, grants and incentives to get you into your First Home

Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.

We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.

Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.

We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.

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Our Recent Reviews

We are extremely satisfied with Leon’s service as our mortgage broker. He was always patient, knowledgeable, and quick to respond to all our questions. His guidance made the entire loan process smooth and stress-free. We truly appreciate his dedication and would not hesitate to recommend him to our friends and family.

YORU Chen

Leon is professional and attentive. From the very beginning, he patiently understood my needs and provided multiple suitable options for comparison, allowing me to clearly follow every step of the process. Whenever an issue arose, he responded promptly with effective solutions, saving me a great deal of time and effort. The entire process was transparent and efficient, making it completely stress-free. I truly appreciate Leon’s dedication and hard work in helping me successfully secure my loan, and I sincerely recommend him to anyone in need of professional service.

Hank Tseng

I’m extremely grateful to Leon, my mortgage broker! He was patient, attentive, and highly professional throughout the entire process. Leon explained everything clearly, answered all my questions in detail, and provided the most suitable options for my situation. Thanks to his expertise and dedication, I was able to secure the perfect loan smoothly.

W Z

Leon provided exceptional service throughout my complex refinancing process. What impressed me most was his proactive approach to problem-solving - whenever challenges arose, he quickly presented thoughtful solutions rather than just highlighting problems. When presenting options, he consistently provided multiple well-considered alternatives and was willing to explore complex scenarios with detailed analysis when I had intricate questions. Leon's expertise in navigating multiple loan structures and his knowledge of the lending landscape made all the difference. He structured a refinance that provided additional equity access for future investments whilst extending my interest-only terms and restructuring my loans effectively. Would highly recommend him to anyone looking for a mortgage broker who truly understands investment property financing and takes the time to properly analyse different scenarios. I will definitely continue working with Leon in the future as he is a incredibly talented investment mortgage broker.

Jacky Yang

Leon has been very helpful throughout the home loan process

查理

Michelle from Evershine has been incredibly helpful throughout my loan journey. She clearly explained the basics and guided me in finding the best product to suit my needs. I highly recommend her services! Send them an email or give them a call — you won’t regret it.

flin z

Leon Fu is an exceptional broker! He's incredibly responsible and always available — 24/7 — to answer any questions I have. His dedication and professionalism have made every step of the process smooth and stress-free. I truly appreciate his support and highly recommend him to anyone looking for a reliable and responsive broker.

zhe zhao

Eric always comes highly recommended by friends and family. He really is a true professional at his job and makes the process easy to follow! Thank you and your team for all your help!

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Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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Name

Phone Number

Email Address

Contact

Suite 5, 18-20 Prospect St, Box Hill VIC 3128

03 9890 0764

Yulania Pty Ltd is a Corporate Credit Representative (Credit Representative No. 545908) of Purple Circle Financial Services Pty Ltd (Australian Credit Licence No. 486112). Evershine Finance is a Corporate Credit Representative (Credit Representative No. 438238) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence No. 391237)

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.