We'll help you understand the loan types, grants and incentives to get you into your First Home

Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.

We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.

Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.

We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.

Find out how much you can borrow

In 60 seconds, understand how much you can borrow to buy your dream home.

Our Recent Reviews

Leon is knowledgeable and professional when it comes to loan matters. He outlines each step of the finance process in detail and explains the reason behind it so you are aware of and comfortable with what is coming. Recommended and will be back.

Kris Peng

Eric is really patient and answered all my questions. Also honest too. Will definitely recommend them

Felicia Chang

Extremely happy with Leon's service. He helped us bought a property. Very detailed and patient.

Amy Zhang

As first home buyer, Leon provided fantastic support through the whole process and always available to assist and give advice with any enquiries. Highly recommended!

Jerry Wang

I can’t recommend Evershine Finance enough! Their service is truly second to none. I have been dealing with them for more than 15 years. From the very beginning, Leon has been incredibly attentive and responsive, always answering my phone calls without delay. His patience and willingness to explain every detail made the entire process smooth and stress-free. If you’re looking for a reliable finance broker who genuinely cares about their clients, look no further than Evershine Finance!

Yun Cao

Leon went above and beyond his work. He makes our settlement process much smoother. We will definitely use his service again and recommend to Friends & Family. Thanks, Leon. Very much appreciated for your services.

Raymond Liu

Great service from Eric. Highly recommend.

Annie Shen

I was extremely happy with the knowledge that Eric possesses on loan process. It was easier to understand and fairly simple to trust. I have no doubt he will get the best deal for you and make your journey seamless. They are flawless in their work

lingaraj patra

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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