Construction Loans - Mortgage Brokers based in Box Hill

Construction Loans

Turn your building plans into a reality with a construction loan

5.0

from 96 Reviews

We'll help you fund your new build or renovation

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

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Our Recent Reviews

Leon is knowledgeable and professional when it comes to loan matters. He outlines each step of the finance process in detail and explains the reason behind it so you are aware of and comfortable with what is coming. Recommended and will be back.

Kris Peng

Eric is really patient and answered all my questions. Also honest too. Will definitely recommend them

Felicia Chang

Extremely happy with Leon's service. He helped us bought a property. Very detailed and patient.

Amy Zhang

As first home buyer, Leon provided fantastic support through the whole process and always available to assist and give advice with any enquiries. Highly recommended!

Jerry Wang

I can’t recommend Evershine Finance enough! Their service is truly second to none. I have been dealing with them for more than 15 years. From the very beginning, Leon has been incredibly attentive and responsive, always answering my phone calls without delay. His patience and willingness to explain every detail made the entire process smooth and stress-free. If you’re looking for a reliable finance broker who genuinely cares about their clients, look no further than Evershine Finance!

Yun Cao

Leon went above and beyond his work. He makes our settlement process much smoother. We will definitely use his service again and recommend to Friends & Family. Thanks, Leon. Very much appreciated for your services.

Raymond Liu

Great service from Eric. Highly recommend.

Annie Shen

I was extremely happy with the knowledge that Eric possesses on loan process. It was easier to understand and fairly simple to trust. I have no doubt he will get the best deal for you and make your journey seamless. They are flawless in their work

lingaraj patra

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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Name

Phone Number

Email Address

Contact

Suite 5, 18-20 Prospect St, Box Hill VIC 3128

03 9890 0764

Yulania Pty Ltd is a Corporate Credit Representative (Credit Representative No. 545908) of Purple Circle Financial Services Pty Ltd (Australian Credit Licence No. 486112). Evershine Finance is a Corporate Credit Representative (Credit Representative No. 438238) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence No. 391237)

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.