About Evershine Finance - Mortgage Brokers based in Box Hill

About Us

Our experienced team makes your dream of owning property a reality

Mission Statement

Evershine Finance is committed to turning your financial dreams into reality. We believe that everyone deserves the opportunity to reach their full potential, and we are here to guide you with unwavering support and expert advice. Our mission is to simplify the financial process, empowering you to make informed decisions and achieve your goals with confidence. At Evershine Finance, we walk beside you, every step of the way.

Vision Statement

Our vision is to be the leading mortgage and finance partner that inspires confidence and fosters growth. We envision a future where everyone has the support they need to turn their financial dreams into reality. At Evershine Finance, we are always here for you, holding your hand as you navigate the path to a brighter, more secure financial future.

Eric He | Partner

Eric He is a qualified mortgage broker at Evershine Finance, where he also serves as the Managing Director. With extensive experience in the industry, Eric is known for his ability to identify the right financial solutions for his clients, offering a meticulous and knowledgeable approach. He is dedicated to simplifying the complexities of mortgages, ensuring that his clients feel informed, confident, and supported throughout their financial journey.

Beyond the office, Eric’s love for basketball keeps him sharp and strategic. As a point guard, he thrives on anticipating plays and setting up his team for success—traits that seamlessly translate into his work, where he is always ready to assist his clients in achieving their financial goals.

Zhihai He is a credit representative (Credit Representative No. 470623) of Purple Circle Financial Services Pty Ltd (Australian Credit Licence No. 486112).

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Michelle Guo | Partner

Michelle Guo is a qualified mortgage broker at Evershine Finance, Her career is a fascinating journey of transformation and expertise. Beginning as a chef before shifting her focus to accounting, where she cultivated a deep understanding of financial management. After a successful stint in accounting, Michelle transitioned to mortgage broking, driven by a desire to help others navigate the often-complex world of finance.

With nearly a decade of experience, Michelle offers a unique perspective that blends broad financial knowledge with personal empathy. Michelle’s approach is centered on making financial processes as smooth and understandable as possible, allowing clients to focus on making well-informed decisions, whether it's purchasing a car, buying a home, or advancing a career. This empathy, paired with her extensive expertise, fuels her commitment to providing exceptional service tailored to each client’s needs.

Outside of work, Michelle enjoys sharing her love for finance and cooking. She’s always happy to connect over coffee to discuss financial strategies or culinary tips. Her aim is to provide exceptional service with a personal touch, ensuring clients feel supported and empowered.

Renjing Guo is a credit representative (Credit Representative No. 512481) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence No. 391237).

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Leon Fu | Partner

Leon Fu is a qualified mortgage broker at Evershine Finance. His extensive experience has allowed him to develop a diverse client base, including first-time homebuyers, portfolio expanders, and commercial loan applicants.

Accounting and Finance background enables him to easily understand a client's company structure, financials and future needs.

He excels in addressing a broad spectrum of client needs and complex conditions by providing precise solutions and maintaining effective communication. Loan structures will be presented to clients in the most understandable manner. Should he encounter a challenge that cannot be resolved, he will communicate this transparently, ensuring no additional pressure or waste of valuable time for the client.

In his other life, Leon enjoys video games, anime and traveling.

Zhe Fu is a credit representative (Credit Representative No. 493908) of Purple Circle Financial Services Pty Ltd Australian Credit Licence No 486112)

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Summer Wang | Senior Broker

Summer Wang is a qualified mortgage broker at Evershine Finance for 9 years, she is a great listener, and this strength has been the foundation to her and her clients’ successes.

Summer believes that every client deserves a mortgage solution that is perfectly suited to their financial situation and future goals. Her approach is client-focused, with an emphasis on clear communication, transparency, and building strong, trusting relationships. She works closely with her clients from start to finish, ensuring that they feel confident and informed every step of the way.

Standing in other people’s shoes comes naturally to her. You will have her attention, her patience and she’s always open to sharing her knowledge. It’s all in her smile.

Mingyi Wang is a credit representative (Credit Representative No. 488407) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence No. 391237)

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Our Recent Reviews

Leon is knowledgeable and professional when it comes to loan matters. He outlines each step of the finance process in detail and explains the reason behind it so you are aware of and comfortable with what is coming. Recommended and will be back.

Kris Peng

Eric is really patient and answered all my questions. Also honest too. Will definitely recommend them

Felicia Chang

Extremely happy with Leon's service. He helped us bought a property. Very detailed and patient.

Amy Zhang

As first home buyer, Leon provided fantastic support through the whole process and always available to assist and give advice with any enquiries. Highly recommended!

Jerry Wang

I can’t recommend Evershine Finance enough! Their service is truly second to none. I have been dealing with them for more than 15 years. From the very beginning, Leon has been incredibly attentive and responsive, always answering my phone calls without delay. His patience and willingness to explain every detail made the entire process smooth and stress-free. If you’re looking for a reliable finance broker who genuinely cares about their clients, look no further than Evershine Finance!

Yun Cao

Leon went above and beyond his work. He makes our settlement process much smoother. We will definitely use his service again and recommend to Friends & Family. Thanks, Leon. Very much appreciated for your services.

Raymond Liu

Great service from Eric. Highly recommend.

Annie Shen

I was extremely happy with the knowledge that Eric possesses on loan process. It was easier to understand and fairly simple to trust. I have no doubt he will get the best deal for you and make your journey seamless. They are flawless in their work

lingaraj patra

Frequently Asked Questions

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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Phone Number

Email Address

Contact

Suite 5, 18-20 Prospect St, Box Hill VIC 3128

03 9890 0764

Yulania Pty Ltd is a Corporate Credit Representative (Credit Representative No. 545908) of Purple Circle Financial Services Pty Ltd (Australian Credit Licence No. 486112). Evershine Finance is a Corporate Credit Representative (Credit Representative No. 438238) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence No. 391237)

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.